Rental Property Insurance

Your rental property is a very large investment and we want to make sure you are insured correctly to protect this valuable asset.

We offer a broad spectrum of protection. It insures against risk of direct physical loss to property covered for the dwelling and other structures for such causes of loss as: fire, lightning, internal explosion, windstorm or hail, explosion, riot or civil commotion, aircraft, vehicles, smoke, volcanic eruption, vandalism and malicious mischief, burglars, falling objects, weight of ice, snow or sleet, accidental discharge of water or steam, sudden cracking of a steam or hot water heating system, freezing, sudden damage from artificial electric currents.

The following expanded coverages also apply to the Special Form Dwelling Package:

Other structures

For structures that are not attached to the dwelling, up to an extra 10% of the dwelling limit. Additional limits are available.


Lawns, plants, shrubs and trees – up to an extra 5% of the dwelling limit.


Protects you against claims for damage because of bodily injury or property damage that occurs from your ownership, use or maintenance of your tental dwellings. This also covers medical payments up to certain limits for injuries to others which occur out of a condition on the rental premises.